We are a direct-endorsed VA Lender. That means much quicker turnaround times for you. While most lenders take up to 60 days to complete a VA loan, we can close in as little as 14 days. Imagine it: you in your new home in just two weeks.
We Do The Work
Qualifying for a VA home loan requires a lot of steps, starting with the VA’s Certificate of Eligibility. Through the Hero Loan program, our team lightens your load by helping with every step of the loan process, starting with getting your VA Loan Certificate of Eligibility. We do all the VA paperwork for you!
You Save Money
We underwrite all our VA loans in house. That means lower mortgage rates for you and no upfront or out of pocket costs—that includes the appraisal. At Hero.Loan, there are never appraisal fees, or any other out of pocket costs.
Purchasing your first home is both an exciting and stressful experience – for just about everyone. First-time home buyers have the added stress of not knowing the market and needing third-party support to make sure you’re getting the best deal. This is why our representatives are available to you around the clock, ready to answer any first-time home buying-related question.
The VA Streamline Refinance or IRRRL is an excellent option for existing VA Loan holders interested in obtaining significant savings while taking advantage of lower-than-normal interest rates. This streamline option requires little paperwork, as well as no out-of-pocket costs. Typically the IRRRL / VA Streamline never needs an appraisal.
Another refinance option, perfect for those with a VA or conventional loan wanting to take advance of their home’s equity. In exchange, they can then access cash for home improvements, debt payments, and other types of requirements. The VA Cash-Out loan allows veterans to borrow up to 100% of their homes value. As our country works to rebuild itself following the market collapse of close to 10-years ago, now is the perfect time to consider the superior benefits of a VA Loan.
A VA Loan is a mortgage option offered by private lenders that is partially backed, or guaranteed by the Department of Veteran Affairs. Because the VA backs the loan, it gives private lenders the confidence to offer a $0 down payment with great rates and no required Private Mortgage Insurance.
The Department of Veterans Affairs has mandated requirements for qualifying for VA Loans today. To be eligible for these loans, veterans, active-duty service members, National Guard members, and those on the reserves list must meet these requirements.
Typically speaking, there are four steps required in the VA Loan eligibility process: Do your VA Loan homework, Contact a VA-approved lender to start the application, Obtain your COE and Supplement all necessary documentation to the lender.