How to Acquire a VA Loan?

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    Before we walk through the 4 simple steps to get a VA loan, you need to review the eligibility requirements for a VA loan and ensure you meet these requirements.

    Once you know you are eligible for a VA loan, that means you are one step closer to owning a home! Time to review how to go about applying for this VA home loan

    How to Get a VA Loan (4-Step Process)

    Typically speaking, there are four steps required in the VA Loan eligibility process:

    1. Do your VA Loan homework (review the information above).
    2. Contact a VA-approved lender to start the application.
    3. Obtain your COE (through a lender or by yourself).
    4. Supplement all necessary documentation to the lender, including:
    • W2s
    • Tax Returns
    • Recent Bank Statements
    • Paystubs / Income Statements

    After these four steps have been completed, your VA loan lender will review all information and contact you upon decision. 

    How Hero Loan Can Help!

    We are a VA-approved lender and we can help you through the entire 4-step application process. Our site is full of information about the VA loan, so it is simple to do your homework. Should you have any questions regarding the VA loan, you are welcome to contact us at! We want to make the VA application process as easy as possible for you. So after you’ve done your homework, go ahead and give us a call. We can help you obtain your Certificate of Eligibility (COE). While we work on getting you your COE, you can collect the other necessary documentation for the VA loan application:

    • W2s
    • Tax Returns
    • Recent Bank Statements
    • Paystubs / Income Statements

    After all documentation has been acquired and sent to us, we will review your application and information and get back to you as soon as possible about your VA home loan!  

    If you are under contract on a home, the entire process can take somewhere between 90-120 days. However, at Hero Loan, we like to get it done faster!  We work hard to get your application completed between 14-30 days. 

    Please note that every buyer’s situation is different, and unfortunately, application process period is not a one-size-fits-all answer. We will work as hard as we can to get you the help you need ASAP.

    Get approved for your VA loan now

    1Apply in minutes*
    2Talk to a loan officer
    3Close in as little as 14 days
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