VA Home Purchase

A PLACE TO PUT DOWN ROOTS.

Use the benefit you earned to explore buying a home—with a clear understanding of what’s possible.

Get Pre-Approved Talk with a VA specialist ↗

REAL CONVERSATIONS WITH YOUR VA LOAN TEAM

Your benefit. Specialists who know it.

START WITH
WHAT YOU’VE EARNED.

No-down-payment options for eligible borrowers*
No monthly private mortgage insurance
Help obtaining or reviewing your COE
Personal guidance through underwriting and closing

*Subject to entitlement, appraised value and lender approval. Closing costs and a VA funding fee may apply unless exempt.

VA specialists. An efficient process.

VA LOANS. CLOSED IN
AS LITTLE AS 14 DAYS.

When your timing matters, experience matters. Our team can get qualifying VA borrowers to the closing table in as little as 14 days.

Qualifying loans only. Closing times vary with documentation, underwriting, appraisal, title and individual loan circumstances. Not every loan qualifies for a 14-day closing, and no closing date is guaranteed.

Talk through your timeline

What your VA benefit can do

For eligible borrowers, a VA-backed purchase loan can offer no monthly PMI and a no-down-payment option. Your eligibility, available entitlement, appraised value and lender requirements determine what is available to you.

Start with your Certificate of Eligibility

Your COE helps establish your VA loan eligibility and entitlement. It is one part of approval: your lender also reviews credit, income, debts, assets and the property. Our team can help you request or verify your COE and understand the entitlement shown on it.

Budget for more than a down payment

Closing costs, prepaid taxes and insurance, and a VA funding fee may apply. Some borrowers qualify for a funding fee exemption. With a purchase loan, the VA funding fee may be financed; other closing costs generally cannot simply be added to the loan.

A home you plan to live in

VA purchase loans are intended for a primary residence. Occupancy requirements apply. Property eligibility and lender availability vary; ask your loan officer before making plans for a particular home.

Get Pre-Approved Estimate a payment

Your next move

YOUR NEXT HOME.
A CLEARER PATH.

Let’s review your VA benefit, your timeline and the home you want to buy.

Get Pre-Approved Or talk with your VA loan team: (888) 855-1341