Hero Loan
Dakota Meyer speaking in Hero Loan’s original film

VA home loans. Built around you.

YOU SERVED.
NOW LET US
SERVE YOU.

Your service earned you a powerful home loan benefit. Our job is to help you make the most of it.

Veterans. Active duty. Eligible military families.
YOUR SERVICE. YOUR BENEFIT.No monthly PMILow & no down payment options*Know your benefits ↗

VA specialists. An efficient process.

VA LOANS. CLOSED IN
AS LITTLE AS 14 DAYS.

When your timing matters, experience matters. Our team can get qualifying VA borrowers to the closing table in as little as 14 days.

Qualifying loans only. Closing times vary with documentation, underwriting, appraisal, title and individual loan circumstances. Not every loan qualifies for a 14-day closing, and no closing date is guaranteed.

Talk through your timeline

Earned through service

YOU’VE EARNED IT.
MAKE IT COUNT.

A home of your own. More room for what’s next. Your VA benefit can help you get there—with a team that makes the details clear.

$0DOWN*

Keep more in your corner.

Eligible borrowers may buy with no down payment, subject to entitlement, value and lender requirements.

NOMONTHLY PMI

A benefit that goes further.

VA loans don’t require monthly private mortgage insurance. A funding fee and closing costs may still apply.

AGAINA BENEFIT YOU CAN REUSE*

Your next home, too.

Your VA benefit may be used more than once. Available entitlement and restoration requirements determine your options.

*No down payment is subject to eligibility and loan requirements. A down payment may be needed if value or entitlement is insufficient.Benefits, without the guesswork ↗

FROM THE HERO LOAN FILM ARCHIVE / NICK BARE

Shared values. Real perspective.

BUILT ON DISCIPLINE.
DRIVEN BY PURPOSE.

NICK BAREArmy Veteran · Entrepreneur · Founder of Bare Performance Nutrition

Nick’s connection with Hero Loan includes his original film and the Bataan community story. Hear his perspective, then see the people behind the miles.

Meet Nick Bare

A clear path forward

YOUR MISSION.
YOUR MOVE.

Wherever you are in your homeownership journey, start with what matters to you.

The Hero Loan difference

NOT A CALL CENTER.
YOUR VA LOAN TEAM.

You’re not just another loan number. You’ll work with experienced VA loan specialists who know the program, understand the unique needs of military families, and take personal responsibility for helping you get to the closing table.

Why we built Hero Loan
A Hero Loan VA loan specialist talking with a borrower on the phone
PERSONAL ATTENTION / A VA LOAN SPECIALIST FROM THE HERO LOAN ARCHIVE
01

Specialists. VA is what we do.

COEs. Entitlement. Funding fees. Military income. PCS moves. We know the details because VA lending is our specialty.

02

Speed. A team built to move.

Our experienced team and efficient process can close qualifying VA loans in as little as 14 days. See timing qualifications.

03

Personal service. Real accountability.

A team that knows your name, answers your questions, and stays directly involved from your first conversation through closing.

Less guesswork. More direction.

FROM “WHAT IF”
TO “WELCOME HOME.”

A straightforward path, with people to help you navigate it. Timing varies with your loan and circumstances.

01

Tell us your goals.

Tell us where you are and what you want to do. We’ll help you explore the right loan path.

02

Get a clear plan.

We’ll review your eligibility, documentation and options, then explain a path that fits your goals.

03

Make your move.

From your application through underwriting and closing, your team helps you navigate each step.

Hero Loan participants at the Missouri fundraising climb for Fisher House

Service doesn’t stop

MORE THAN
A MORTGAGE.
A MISSION.

Fundraising for Fisher House. Helping fund service dogs. Six Bataan marches completed by our founder. This is a commitment we put time, money and miles behind.

See the work behind the mission
HERO LOAN CLIMB / MISSOURI, 2022

Founded in 2017. Personal from day one.

HERO IS MORE
THAN A NAME.

Ryan Kelley founded Hero Loan because he wanted to serve the people who served our country. He put his VA lending knowledge to work—and made supporting military families part of the mission.

Read Ryan’s story
Ryan Kelley holding the Hero Loan Bataan flag with its Fisher House logo
RYAN KELLEY / HERO LOAN FOUNDER / CARRYING THE MISSION FOR FISHER HOUSE

Your next chapter

YOU’VE SERVED.
LET’S GET YOU HOME.

Tell us your goals. We’ll help you understand the path forward.

Get Pre-Approved Or talk with us: (888) 855-1341

Hero Loan film

Player unavailable? Watch on YouTube ↗